
Overview
360-HappiU® is a forecast scoring service built from the Nobel Prize-winning research on Behavioural Economics, for the customer’s future financial satisfaction.

Personalize The Satisfaction Benchmark
Build an utility function that captures the customer’s unique financial satisfaction drivers such as the peace of mind

Multi-Risk Stochastic Simulation
Make scores relevant in real environments by stress-testing customer’s status quo in 10,000 personal & market risk scenarios

Use
Iterative
Analysis
Allow one-time or progressive iterative analysis, enabling flexible dataset requirements and interactive journeys

API-First
Anytime
You Want
Be free or get our help to integrate for D2C sales, pre-advisory, engagement or intermediated advisory
Use Case Examples

Highlight The
Unplanned Need
Goal-based planning, beginning with self-selection of goals, runs the risk of not knowing the unknowns. Risks happen even if unplanned for.
Let the stress-tested score reveal the blind spot.
Get life saving insights.

Corporate Solutions
& Employee Benefits
Employers want the productivity benefits of financial wellness and the associated emotional stability. But financial ratios and external benchmarks neglect that financial well-being is only as good as self-perceived. Score the subjective financial satisfaction objectively. Predict future stress perceptions

Unleash Richer Experience!
Combine 360-HappiU® with other 360F API services. For example, use with 360-ProVestment® to get optimized and thematic solutioning suggestions to raise the financial satisfaction score.